So you’ve gotten a cut-rate
insurance through an 800#

Who’s going to be there for you when you need help the most?
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We offer insurance products in Raleigh, including auto insurance. Our auto insurance is:

Comprehensive – More than just accidents can happen, whether you’re behind the wheel or not. Of our insurance products in Raleigh, Comprehensive provides physical damage coverage to your auto for perils such as theft, flood, vandalism, collision with animal, hail, windshield damage, damage from falling or flying objects.

Collision – In 2020 -247,214 car accidents were reported in North Carolina. Collision covers your vehicle for wreck damage. Zacharko Insurance Agency’s lineup of A+ rated carriers are here to provide you with the best pricing in the market.

Liability – In the United States, 6438 car accidents per day result in bodily injury. If you inflict bodily injury or property damage in an accident you’re determined at fault for, you want the proper coverage in force to protect your family from lawsuit. If you’re looking for state required mandatory coverage or expanded high limits – our advisors can guide you to find the correct and affordable coverage your family needs.

Uninsured/Underinsured Motorist – Protect your family from bodily injury and property damage costs incurred from uninsured or underinsured drivers. Unfortunately, not all drivers on the road have insurance. Irresponsibility, or just missing a bill by mistake could leave an at fault driver that strikes your vehicle without proper coverage at the worst possible time. Avoid this risk with uninsured motorist coverage limits to protect your family.

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4 Reasons Why Use-Based Insurance is More Popular in Auto Insurance Today

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Best Home Insurance Raleigh | Insurance Products In Raleigh


Another of our insurance products in Raleigh is home insurance coverage.

More than an investment, your house is where you live and where you make memories that last a lifetime. Rest easy knowing your most valuable asset is properly protected. Because no two homes are alike, our agents will determine accurate and affordable coverage that fits your families’ needs.

best auto insurance Raleigh | Insurance Products In Raleigh - Nationwide Insurance Office Raleigh NC -
best auto insurance Raleigh | Insurance Products In Raleigh

4 Home Insurance Tips for First-Time Home Buyers

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Best Umbrella Insurance Raleigh | Insurance Products In Raleigh


Umbrella is another one of our insurance products in Raleigh.

Face the world each day with excellent liability coverage and you’ll be singin’ in the rain! A personal liability umbrella is an excess liability insurance policy that triggers if you are the subject of a lawsuit for any reason. Things like property damage and bodily injury. Personal injury lawsuits like – defamation, slander, libel. False advertisement. Any type of suit brought against you or anyone in your household. Any liabilities exceeding the amounts on your auto and homeowners insurance would trigger the umbrella as well.

Even if you are unsuccessfully sued, an umbrella will pay the cost of your legal defense (up to the policy limit) if there is litigation. Protect your home, savings, retirement, and other assets from one misstep or mistake with best umbrella insurance Raleigh. Because even a perfect day can turn rainy in an instant.


What is Umbrella Insurance and Who will Benefit from It?

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