Theft Archives - Zacharko Insurance Agency


Cyber security awareness has become vital in today’s highly digital world. With cybercrime complaints like phishing and data breaches reaching 847,376 in 2021, protecting your private information online has never been more relevant. In fact, cyber security awareness month is celebrated every October for this specific purpose.

Thankfully, you can protect yourself from cybercrimes by getting the best insurance Raleigh policy that offers cyber security insurance policies. These policies cover extra expenditures caused by the destruction or theft of information technology assets.

However, to better protect yourself and your assets against cybercrimes, you must be prepared and adopt cyber security measures. To get started with these measures, it’s crucial that you understand everything about cyber security awareness.

What is Cyber Security Awareness?

Cyber security awareness is being conscious of the safety of your online information and activities every day, whether at home or work. Doing so is crucial because it’s apparent how danger lurks in every corner of the world wide web. For example, a simple click of an innocent-looking link can bring you to suspicious websites, and downloading something from your email can actually compromise your data.

Zacharko Insurance – cyber security awareness

You need to be aware of these dangers to protect yourself and your property. But how can your awareness save you from a cyber-attack?

With the continuous rise of cybercrimes each year, you need to take certain measures to ensure the security of your online information and transactions. If you’re not careful, hackers can cause significant damage to your assets, or they can cause a breach in your company’s system.

However, if you are well educated about possible cyber incidents, you will know what to do when something fishy comes, significantly reducing the risk of a security breach.

To be effective in your strategy against cybercrimes, you need to undergo cyber security training (if you run a business, make sure your employees are trained as well). Additionally, you need to be updated with new developments in cybercrimes and the latest tips and tricks to prevent them. Getting the best insurance Raleigh policy to cover you against threats toward your computer information and property is the next level of protection.

Cyber security awareness ultimately boils down to using you understanding how to take measures that prevent cyber-attacks and educating others about them. Being consistent with cyber security practices and getting yourself insured with the best insurance Raleigh policy can be your strategy in stopping the spread and counteracting the effects of cybercrimes.



Being first-time homebuyers is an overwhelming experience. As if that’s not enough, choosing the right home insurance 27615 makes the process even more stressful. Do you have to get insurance for your home? Which insurance company can help you the most? What if you don’t get enough coverage for your property? These are just some questions you might ask yourself.

Best Home Insurance 27615

But no matter how daunting it can be, one thing is clear: home insurance 27615 is a necessity and not a luxury. It is the best thing to protect you and your property from damage, theft, and other untoward incidents. So, naturally, you would want to get only the best homeowners insurance policy and enjoy the proper coverage.

However, as a new home buyer, it’s understandable how confusing things can get. And you might not know where to start. So, let this guide help you choose the home insurance that’s just right for you.

Learn about different home insurance policies early on and make a comparison.

There’s no shortage of homeowners insurance and insurers in Raleigh. And that’s what makes choosing the right insurance even harder. However, if you start researching early on, you will end up with the one policy that perfectly fits your needs and budget. Always know your options and make a comparison when it comes to prices, coverage, and client feedback.

Best Home Insurance 27615

Know the amount of coverage your home needs.

Replacement cost and market value are two different things. But when it comes to insurance coverage, the replacement cost is what you need to determine. Thus, you must know exactly how much you need to replace or repair your property if it incurs damages. If you want your policy to cover all costs, you need to get insurance to cover at least 80% of your home value.

Identify additional coverage you may need.

Certain circumstances are not covered in a standard home insurance policy. And you need to know what these are, so you can get additional coverage if you anticipate them. Or, you can get umbrella insurance for extra liability coverage.

Think about insurance bundles.

Many insurance companies offer home and car insurance bundles. These deals come with significant discounts, and you can enjoy savings on your premiums.

Best Home Insurance 27615

When you’re not sure of things, the best thing you can do is ask experts and do your research. Then, armed with the proper knowledge, you can complete the steps above and end up with the home insurance 27615 that you need.



Protect Against Identity Theft

Protect Against Identity Theft

How do you protect against identity theft? Identity theft is one of the most prevalent crimes of the digital age. In fact, 1 out of 15 people become victims of identity theft, and that number is rising. But while technology is here to stay, it is, unfortunately, a contributing factor to the rise of fraudulent cases. Thankfully, there are ways to protect yourself against this modern crime. One of them is having an identity theft insurance Raleigh policy and adopting cyber security measures.

Protect Against Identity Theft

Sadly, anyone can be a victim of identity fraud. Even children suffer from it. And while identity theft insurance Raleigh policy can help you in such cases, it is better to be prepared and prevent identity theft from happening in the first place. Here are measures you can take to ensure protection.

Protect your personal information

When criminals access your personal information, they can use it to get into your accounts and steal anything of value. They can even use it to scam people you know. Therefore, it is crucial to protect your name, address, phone number, social security number, bank accounts, credit information, social media accounts, and everything hackers can use against you. Make sure to never post such details on your social media.

Be vigilant against phishing and other scams

Phishing scams involve criminals pretending to be bank representatives or personnel of important agencies or companies who will ask for your private information through phone, mail, or email. So be cautious and never respond with important information, such as your bank accounts, pin, or passwords.

Use strong passwords

Hackers have become quite skilled. They can even decode your password and get into your online accounts. Their skills necessitates the use of using strong passwords and a and a different one for each account is necessary.

Use effective cyber security measures

Another way to prevent cyber criminals from accessing your online activities is by using the best anti-virus software and spyware protection. Through effective security measures, hackers can’t penetrate your system, thereby keeping your information safe.

Protect Against Identity Theft

Check your bank transactions and statements regularly

When you see suspicious transactions in your bank statements and online activities, scrutinize them carefully and immediately report those that are unauthorized. When you take safety measures to protect yourself from cyber criminals, you can rest assured that your vital information is well-protected and no one can use it against you. But if you become the unfortunate victim of identity fraud, you must first file a claim for your identity theft insurance Raleigh. Then, inform the necessary people, agencies, and departments of the crime, so your assets stay safe.

And to make sure it doesn’t happen again, strict cyber security measures must be planned and adopted.

To read more, check out our posts on Liability Insurance and Cyber Security.